Did you cause damage by your vehicle in the Czech Republic?

Advise to the injured party:

  • your name, surname and place of residence
  • name, surname and place of residence or trade name and place of business of the vehicle owner
  • trade name and place of business of the insurer, with which the Motor Third-Party Liability insurance was concluded, and the number of the insurance policy
  • registration (plate) number of your vehicle, by which the damage was caused.

With other parties involved in the accident fill in the form of the loss event (it is suitable to have such a form handy), the design of which may differ by individual insurers, or eventually use the form „European Report of a Traffic Accident“. If you do not have any such form available, write down if possible together with other participants involved in the accident a written document, in which you state all basic identification data regarding the accident (date, time and place of the accident), the parties involved and the involved vehicles and describe, how the accident occurred and what damage and to whom was suffered. Do not forget the witnesses, plan or sketch of the place of the accident, photo documentation of the place of the accident etc.

 In case that:

  • a person is injured or killed upon the traffic accident,
  • a material damage occurs on any of the involved vehicles including the transported items or other property exceeding the amount of CZK 100.000,-,
  • a material damage was caused to a property of a third party,
report the traffic accident without any delay to the Police of the Czech Republic.
If the accident is investigated by the Police of the Czech Republic, sign the police record only if you agree to its wording. Otherwise include your reservations in it.

If no injury or death occurred upon the accident and the originating damage has not exceed CZK 100.000,- you do not have to report the accident to the Police of the Czech Republic, if you agree with other participants involved in the accident on the fault. The form of the loss event may be considered to represent such a written agreement, if it results from its content explicitly who caused the damage and if all persons, to whom the agreement on fault in the accident concerns, also sign this form. 

Write down the names and addresses of the drivers of other damaged vehicles, and data on these vehicles (vehicle registration (plate) number, production make and type and colour of the vehicle) and the witnesses of the traffic accident – if possible as much in the scope of the data as specified in clause 1). 

Without unreasonable delay announce to the insurer, with which you have concluded the Motor Third-Party Liability insurance:

  • that a loss event has occurred, specifying the facts of this event,

also submit to this loss event the respective documents and during the investigation proceed in accordance with the insurer’s instructions.

Did anyone cause damage to you by his/her vehicle in the Czech Republic ?

Find out from the offender if possible by examination of his/her documents:

  • his/her name, surname and place of residence
  • name, surname and place of residence or trade name and place of business of the owner of the vehicle, by which the damage was caused
  • registration (plate) number and international code of the country of registration of the vehicle, by which the damage was caused
  • trade name and place of business of the insurer, with which the Motor Third-Party Liability insurance was concluded, number of the insurance policy
  • if the vehicle, by which the damage was caused, is registrated abroad, find out also number of the Green Card and its time validity (complete data from its column No. 3,4) or number of the frontier insurance of such vehicle and if it is possible make a copy of these documents.

With other parties involved in the accident fill in the form of the loss event (it is suitable to have such a form handy), the design of which may differ by individual insurers, or eventually use the form „European Report of a Traffic Accident“. If you do not have any such form available, write down if possible together with other participants involved in the accident a written document, in which you state all basic identification data regarding the accident (date, time and place of the accident), the parties involved and the involved vehicles and describe, how the accident occurred and what damage and to whom was suffered. Do not forget the witnesses, plan or sketch of the place of the accident, photo documentation of the place of the accident etc.

 In case that:

  • a person is injured or killed upon the traffic accident
  • a material damage occurs on any of the involved vehicles including the transported items or other property exceeding the amount of CZK 100.000,-
  • a material damage was caused to a property of a third party,

report the traffic accident without any delay to the Police of the Czech Republic.

If the accident is investigated by the Police of the Czech Republic, sign the police record only if you agree to its wording. Otherwise include your reservations in it.

If no injury or death occurred upon the accident and the originating damage has not exceed CZK 100.000,- you do not have to report the accident to the Police of the Czech Republic, if you agree with other participants involved in the accident on the fault. The form of the loss event may be considered to represent such a written agreement, if it results from its content explicitly who caused the damage and if all persons, to whom the agreement on fault in the accident concerns, also sign this form.

 Write down the names and addresses of the drivers of other damaged vehicles, and data on these vehicles (vehicle registration (plate) number, production make and type and colour of the vehicle) and the witnesses of the traffic accident – if possible in maximum scope 

Advise the possible interested person among the participants of the traffic accident your name and address.

With the presentation of your claim for compensation and with all relevant documentation, which could prove the liability of the driver or operator of other vehicle for this damage, you should apply to the relevant Motor Third-Party Liability insurer of the offender, or to the Czech Insurers‘ Bureau , in case the claim for compensation from guarantee fund is concerned. There please specify, prove and support by documentation of sustained damage.

In case you could not find out from the offender the information about his/her Motor Third-Party Liability insurer, you can search this insurer in the database of the Czech Insurers‘ Bureau either via Internet , or via phone number +420 221 413 111. In case of phone communication or correspondence with Czech Insurers‘ Bureau please always state information about the traffic accident and about the offender’s vehicle as much as possible.