Theft of a vehicle, as set out in the Penal Act, is understood to mean the permanent removal of the vehicle from its owner’s use.
Liability insurance expires when a vehicle is stolen, whereas, if it is impossible to determine the exact date of the theft, the moment the Police of the Czech Republic was notified of the theft of the vehicle is decisive. It is insufficient to communicate for example with the municipal Police, but it is necessary the theft of the vehicle to notify the Police of the Czech Republic.
However in such case the Police of the Czech Republic does not have any reporting duty to the insurance company and it is again up to the policyholder, owner or operator to notify the respective insurance company of the theft of the vehicle without undue delay.
Theft of a vehicle is also in case when the perpetrator uses a vehicle of another, which took with the intention of using it temporarily, in the way that it is permanently taken from the injured party, that he can no longer use it or that it is significantly more difficult for him to use.